Your privacy is important to us. We are committed to protecting your privacy and earning your trust. We respect your right to keep your personal information confidential and to avoid unwanted solicitations. Please read this to learn how we will handle your personal information.
Types of Information Collected
We collect information about people and property to facilitate the sale and purchase of real estate, quote and service real estate mortgages, and quote and service title insurance policies. Some of this is called "Nonpublic Personal Information." which generally means information that is provided by you, obtained by us, or that results from your transactions with us. It does not include information available to the general public. The type of information we collect varies according to the products or services you request and may include:
- Application Information: This is information we may receive from you on applications or other forms, including Buyers Information Sheet or Sellers Information Sheet, by telephone, and online. It includes, but is not limited to, your name, address, and telephone number, social security number, date of birth, and gender.
- Transaction Information: This is information about your transactions with us, our affiliates, or others, including buyers or sellers of real estate. It includes, but is not limited to payment history, employment and income verification, credit history, home ownership history, and income tax returns. We also obtain information about you from other sources, including consumer reporting agencies.
- Web Site Information: Whenever you visit any web site on the Internet, including ours, certain information from your computer may be captured. The information we may receive from your computer when you visit our web site includes the referring web site you visited before ours, your Internet e-mail address, browser version and statistical information on web traffic and usage patterns. Any web sites you visit, including ours, may also store "cookies" on your computer to save user information entered while visiting our web site, and collect technical data, such as your Internet protocol (IP) address, operating system, and session ID.
Parties to Whom We May Disclose Information
Nonpublic Personal Information about you and our former customers may be disclosed to others as permitted by law. Generally, this includes disclosures to third parties that are necessary to effect, administer or enforce your transaction with us, or in connection with servicing your mortgage. These parties may include, but are not limited to, independent contractors, insurance agents and brokers, underwriters, end out lender, third party administrators, and courts and government agencies. In accordance with the Fair Credit Reporting Act, we will not disclose information obtained from consumer reporting agencies without your consent.
Confidentiality and Security
We restrict access to Nonpublic Personal Information about you to those employees and other parties who must use that information to provide products or services to you. Their right to further disclose and use the information is limited by our employee handbook, applicable law, and nondisclosure agreements where appropriate. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your Nonpublic Personal Information.
This Notice is for your information. No reply is necessary.